This section will also tell you your available balance– important to know

This section will also tell you your available balance– important to know so you don’t go over your limit — and the amount of your last payment, which is where you’ll want to make sure you were properly credited for your previous payment. Remember to reviewyour transactions.This is important to help you get an idea of where youare spending your money and to keep an eye out for signs of identity theft.2. Look for the finance charge information.This is very important information because it dictates the cost of using credit.Generally, people are most concerned with their Annual Percentage Rate — usually listed as APR.Again, do not assume you know your APR. Your credit card might carry different interest rates depending on how you use the card.Interest rates fluctuate depending on economic conditions –even if you have not made a late payment on your card.Notifications bymail regarding changes in terms are required, so be sure to review everypiece of mail sent by your creditors.3 Know what’s in the fine print.

You do not have to read all of this every single month.However, you should read it all at least once. And, if you have questions about anything you have read in your statement,you might find the answers in this fine print. Items usually found in the fine print include:– How to report your card lost or stolen.– Your grace period – or the amount of time you have before interest begins to accrue.– How to report errors found on your statement.– Purchase protections – some purchases over $50 might qualify for protection if you’re dissatisfied with the quality of your purchase.”Even with all of this information, there are still a few things that may beleft off your credit card statement that are worth knowing,” said CateWilliams, vice president of financial literacy for MMI. “To get to a deeperlevel of detail, refer to your original card member agreement or contactcustomer service.”For more information about reading your statement, visit our personal financeblog – and check out the How to read yourcredit card statementvideo.About Money Management InternationalMoney Management International (MMI) is a nonprofit, full-servicecredit-counseling agency, providing confidential financial guidance, financialeducation, and counseling services; including housing counseling, bankruptcycounseling and education, and debt management assistance. MMI has been helpingconsumers trim their expenses, develop a spending plan and repay debts since1958. Counseling is available by appointment in branch offices and 24/7 bytelephone and Internet.Services are available in English or Spanish. Tolearn more, call 800-762-2271 or visit Tanisha WarnerMedia Related links: for ChangeSOURCEMoney Management InternationalTanisha Warner, Media Relations, Money Management International,+1-713-394-3202, .

Free Service Opportunity For Companies Seeking Reliable Insight Into AirTravel-Related Carbon EmissionsATLANTA, June 18 /PRNewswire-FirstCall/ — TRX, Inc. (Nasdaq: TRXI), a globalleader in travel technology and data services, today announced the extensionof its web services offering to include free access to airline carbonemissions measurement calculations as part of the new TRX Carbon EmissionsDeveloper Toolkit. Powered by TRX’s open web services platform, the Carbon Emissions DeveloperToolkit provides third-party solution developers with direct access to therobust set of calculations required to accurately assess the carbon footprintof air travel by corporations and individuals. The new service has broad applicability and can be used by a widecross-section of companies ranging from carbon offsetters and other greenstart-ups to search engines, travel websites, GDSs, air carriers, andtraditional travel agencies looking to provide users with insight into airlinecarbon emissions.”Our proprietary carbon emissions calculator provides unmatched accuracy andcompleteness and is setting the industry standard for measuring airline carbonemissions,” said Shane Hammond, President and CEO, TRX. TRX calculation methodology uses more relevant variables than anyother available carbon calculator, which is a perfect fit with the Terrapassmodel and philosophy of providing the most accurate information to ourclients. In addition, the level of expertise and support provided by TRX hasbeen outstanding.”Toolkit users now have access to a free level of service providing the abilityto track and evaluate a set number of travel transactions.Additional levelsof service are available offering increased transactional usage anddevelopment support.About TRXTRX (NASDAQ: TRXI) is a global leader in travel technology and data services.