The market is relieved that this huge event risk is over and therefore currencies are seeing

The market is relieved that this huge event risk is over and therefore currencies are seeing a bit of risk appetite.”ERIC KUBY, CHIEF INVESTMENT OFFICER, NORTH STAR INVESTMENT MANAGEMENT CORP, CHICAGO:”It seems to me that the leaks were very accurate, so there doesn’t seem to be any major surprises here. The fears of nationalization or of failure have more or less disappeared, and now what we’re getting is details of how the banks are going to fill in their capital deficiencies. After this rally, this could be the best moment to do it.”"Reaction in markets is going to be mixed. Right now, bonds offer a more attractive valuation to me.”ANDY BUSCH, CHIEF FOREX STRATEGIST, BMO CAPITAL MARKETS, CHICAGO:”The surprise is not the size of the shortfalls, but the fact that the banks are immediately out there in the market trying to raise capital to cover the losses And they may be right. They did this in two months and with 150 examiners.”"I think the (stock) market being too high and the (Treasury) bond market offers an opportunity because the Fed will play the quantitative easing game.

I think it’s a plus but the market has to look at this and say what kind of data we are getting We need time to assess this. They are kicking the can down the road to stall for time.”"I don’t know how serious investors will look at these data The other side of this is that people don’t want to borrow. Look at the drop in consumer credits.”"There is no doubt that Bernanke is right until the financial system is put back in place. The financial system has made some steps of improvement that kept us from a systemic collapse, but it doesn’t necessitate we have an economic recovery.”"Everyone wants good news here. The President, Geithner and Bernanke, they are trying to build the momentum of confidence. Everyone knew that was the case, and that some were in bigger trouble than others — now we actually have proof of that. The rebound we’ve seen in all banks was wide spread and undiscriminating, like the selloff.”They leaked it (test results) so intensively that there’s not really a great deal to learn.”ROBERT ANDRES, PRESIDENT, ANDRES CAPITAL MANAGEMENT, PHILADELPHIA:”I’m a skeptic I don’t see this as a genuine audit They have been playing the marketing game strongly lately.

* Bank of America Inc had the largest need at $33.9 billion, while Citigroup Inc needed $5.5 billion.COMMENTS:GAVIN GRAHAM, DIRECTOR OF INVESTMENTS, BMO ASSET MANAGEMENT, TORONTO:”If one is looking for a reason why the very strong rally that we’ve had might take a breath, here you have it. Crisis in Credit  |  FranceKEY POINTS: * The results of bank “stress tests” — which involved more than 150 regulatory officials poring over the books of the 19 largest firms — effectively drew a line between healthy and weak, and quantified exactly how much those institutions struggling under the weight of souring loans must raise. isavailable at RFB Communications GroupMedia Contact: Suzie Boland, orInvestor Relations Contact:Cameron AssociatesAlison Ziegler, Copyright Business Wire 2009. NEW YORK (Reuters) – U.S. regulators told top banks on Thursday to raise $74.6 billion to build a capital cushion officials hope will restore faith in financial firms and set a course out of the deepest recession in decades. Thecompany`s principal executive offices are located at 2340 Drew St., Suite 200,Clearwater, Fla 33765 More information about Homeowners Choice, Inc. Common shares trade on the NASDAQ Global Market under the ticker symbolHCII and warrants trade on the same market under the ticker symbol HCIIW.

is a Florida-based insurance holding company,headquartered in Clearwater. Participants should dial into the conference call approximately 10minutes before the scheduled start time Replays of the webcast will beavailable until June 12, 2009. Investors wishing to participate in the call should contact Jay Madhu,Vice-President – Marketing and Investor Relations at: or727-213-3660 About Homeowners Choice, Inc.Homeowners Choice, Inc. Conference Call DetailsInterested parties are invited to listen to the call live over the Internet at http:// The call is also available by dialing877-407-9210 (toll-free) International participants should instead call201-689-8049. EDT, the company`s management will host an earnings conferencecall to discuss its results.

EDT CLEARWATER, Fla.–(Business Wire)–Homeowners Choice, Inc. (NASDAQ:HCII), a Florida-based insurance holdingcompany, announced today that it will release results for its first quarterended March 31, 2009 after the market closes on Tuesday, May 12, 2009 That sameday at 4:30 p.m. and its subsidiaries; and Lincoln UK.For more information, including a copy of our most recent SEC reportscontaining our balance sheets, please visit Financial GroupInvestor Relations, Jim Sjoreen, +1-484-583-1420, ,or Media Relations, Laurel O’Brien, +1-484-583-1735, . Affiliates also include: Delaware Investments, the marketing namefor Delaware Management Holdings, Inc. With headquarters in the Philadelphia region,the companies of Lincoln Financial Group had assets under management of $171billion as of March 31, 2009. ET on May 14, 2009.(Logo: http:// )Lincoln Financial Group is the marketing name for Lincoln National Corporation(NYSE: LNC) and its affiliates.